A6 Ring Binder comes with 10pc (5) labeled envelopes and five (5) expense trackers.
Envelope labels are your choice...
You add the Binder name for example...
Car Money, etc you name the binder to coincide with what the money you're saving is for
Envelopes are laminated A6 pre-punched and label names can be your choice.
You can choose one font/border color for the envelopes
You can add more envelopes if you choose and each envelope will come with an expense tracker.