PayDay Budget Book

SKS Payday Budget Book was designed with you in mind. Starting this journey I came across many ways of budgeting. Each path I had to tweak and make changes to suit my budgeting style and the styles of many I have come in contact with. The PBB was designed in a more simplistic accommodating way. The book also includes a more in-depth approach to managing your finances. Budgeting is about your personal journey and goals for managing your finances.

SKS Payday Budget Book was designed with you in mind. The PBB was designed in a more simplistic accommodating way. The book includes:

 

  • Payday Budget Worksheet 

  • Payday Envelope Worksheet 

  • Payday Sinking Fund Worksheet 

  • Monthly Income Sheet 

  • Monthly Expenses Sheet 

  • Month-End Envelope Sheet 

  • Month-End Sinking Sheet 

  • Monthly Debt Payment Worksheet 

  • Weekly Accountants Balance Sheet 

  • Weekly/Monthly Cash Flow

  • Automatic Bill Payments Sheet 

  • Yearly Category Breakdown Sheet 

  • Sinking Goals Sheet

  • Savings Goals Sheet 

  • Debt Snowball Worksheet 

  • Debt Avalanche Worksheet 

  • 52 Week Savings Plan $10, $25, $50 and $100 sheets Inactive/Dormant Activity Log 

  • Holiday/Event Gift Budget 

  • Charitable Donations Worksheet 

  • Account Numbers & Logins Sheet 

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BINDER BUDGET KIT

Cash Envelopes are used to hold cash that you are saving. These saving are goals, both big and small. Often times you will hear the term sinking funds, which also utilize cash envelopes to hold the money for each savings goals. These envelopes are made of card stock and laminate sheets. They come in various hole punch sizes to accommodate most planners like A5, A6, and A7.

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CASH ENVELOPES

Cash Envelopes are used to hold cash that you are saving. These saving are goals, both big and small. Often times you will hear the term sinking funds, which also utilize cash envelopes to hold the money for each savings goals. These envelopes are made of card stock and laminate sheets. They come in various hole punch sizes to accommodate most planners like A5, A6, and A7.

EXPENSE TRACKERS

Expense Trackers are used to keeping track of the transactions in the cash envelopes. I created both half trackers and whole trackers. The difference between the two is just the size. Because I carry cash envelopes in my wallet having full-size trackers can be a bit overwhelming due to my wallet size so I came up with the half trackers which will be available in the store soon.

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